Checking

Pioneer Valley Credit Union Rewards Checking Program

Free Checking just got better!  Our better than free Rewards Checking program allows you the opportunity to earn cash in your PVCU Checking Account and get ATM Fee Rebates.  Earning rewards is simple just use your PVCU Checking Account regularly and get paid either cash or interest.  You can either keep the cash for yourself or give it to a local charity.  Our Rewards Checking Program offers you great choices, excellent benefits and more of what you want on your terms.  Get paid cash now!

Cash Back Rewards Checking

We know what really counts to you is cash!

What you Earn
A $.10 cash reward will be paid on each PIN/Signature Debit Card transaction in the amount of $10.00 or more. 

ATM Fee Rebates
There will be no charge from PVCU for using foreign ATMs.  Get ATM Rebates of foreign ATM fees with the PVCU Cash Back Checking Rewards Account of up to $10.00 as long as the rewards criteria are met.

How to Qualify for Cash Back Rewards Checking:

  • A minimum of 12 PIN/Signature Debit Card Point of Sale transactions (in any amount) must post to the account during the Reward Period.*  ATM transactions do not count for required transactions to receive cash rewards.
  • eStatement is required (Online Banking is needed to view eStatements)
  • One Direct Deposit is required (an automatic withdrawal will be accepted if direct deposit is unavailable)

Your Complete Cash Rewards Checking Package Includes:

  • Free Checks for Life
  • Free Online Banking Apply Now!
  • Free Online Bill Pay
  • Free eStatement Apply Now!
  • Free View of your Processed Checks Online
  • No Minimum Balance Requirements
  • No Monthly Fees
  • 24 Hour Phone-A-Teller Transactions 413-746-0103
  • Simple Online Check Reorder
  • Overdraft Line of Credit > Apply Now!
  • Merit Privilege Pay
  • Switch TODAY!

Open a Cash Rewards Checking Account Today!

*Reward Period
The reward period is the last business day of the previous month through the day before the last business day of the current month.

Click here for the Cash Rewards Checking Account Disclosure

Investor Rewards Checking

Are you looking to earn a higher rate of interest on your money?  Our Investor Rewards Checking helps you to put your money to work so that you can earn more interest. 

What you Earn
A premium interest rate of 1.01% APY** will be paid on balances up to $25,000. Balances over $25,000 will earn .30% APY**.

ATM Fee Rebates
There will be no charge from PVCU for using foreign ATMs. Get ATM Rebates of foreign ATM fees with the PVCU Investor Checking Rewards Account of up to $25.00 as long as the rewards criteria are met.

How to Qualify for Investor Rewards Checking

  • A minimum of 12 PIN/Signature Debit Card Point of Sale transactions (in any amount) must post to the account during the Reward Period.*  ATM transactions do not count for required transactions to receive cash rewards.
  • eStatement is required (Online Banking is needed to view eStatements)
  • One Direct Deposit is required (an automatic withdrawal will be accepted if direct deposit is unavailable)

Your Complete Investor Rewards Checking Package Includes:

  • Free Checks for Life
  • Free Online Banking Apply Now!
  • Free Online Bill Pay
  • Free eStatement Apply Now!
  • Free View of your Processed Checks Online
  • No Minimum Balance Requirements
  • No Monthly Fees
  • 24 Hour Phone-A-Teller Transactions 413-746-0103
  • Simple Online Check Reorder
  • Overdraft Line of Credit > Apply Now!
  • Merit Privilege Pay
  • Switch TODAY!

 

Open an Investor Rewards Checking Account Today!

*Reward Period
The reward period is the last business day of the previous month through the day before the last business day of the current month.
**APY is Annual Percentage Yield

Click here for the Investor Rewards Checking Account Disclosure

Give Rewards Checking

Looking for a way to help your community by donating to a local charity.  The PVCU Give Rewards program allows you use your rewards to make a donation and make a difference.

What you Earn to Give
A $.10 cash reward will be paid on each PIN/Signature Debit Card transaction in the amount of $10.00 or more.  You may donate monthly rewards rebate to a local charity designated by PVCU. 

ATM Fee Rebates
There will be no charge from PVCU for using foreign ATMs.  Get ATM Rebates of foreign ATM fees with the PVCU Cash Back Checking Rewards Account of up to $10.00 as long as the rewards criteria are met.

How to Qualify for Give Rewards Checking:

  • A minimum of 12 PIN/Signature Debit Card Point of Sale transactions (in any amount) must post to the account during the Reward Period.*  ATM transactions do not count for required transactions to receive cash rewards.
  • eStatement is required (Online Banking is needed to view eStatements)
  • One Direct Deposit is required (ACH debit will be accepted if direct deposit is unavailable)

Your Complete Give Rewards Checking Package Includes:

  • Free Checks for Life
  • Free Online Banking Apply Now!
  • Free Online Bill Pay
  • Free eStatement Apply Now!
  • Free View of your Processed Checks Online
  • No Minimum Balance Requirements
  • No Monthly Fees
  • 24 Hour Phone-A-Teller Transactions 413-746-0103
  • Simple Online Check Reorder
  • Overdraft Line of Credit > Apply Now!
  • Merit Privilege Pay
  • Switch TODAY!

Open a Give Rewards Checking Account Today!

*Reward Period
The reward period is the last business day of the previous month through the day before the last business day of the current month.

Click here for the Give Rewards Checking Account Disclosure

The "Pioneer Package" Free Checking Account

The Pioneer Package is our classic Free Checking Account which includes:

  • Free Checks for Life
  • Free Online Banking Apply Now!
  • Free Online Bill Pay
  • Free eStatement Apply Now!
  • Free View of your Processed Checks Online
  • No Minimum Balance Requirements
  • No Monthly Fees
  • 24 Hour Phone-A-Teller Transactions 413-746-0103
  • Simple Online Check Reorder
  • Overdraft Line of Credit > Apply Now!
  • Merit Privilege Pay
  • Switch TODAY!

Open a "Pioneer Package" Checking Account Today!

Click here for the Pioneer Package Checking Account Disclosure