Personal Loans and Lines of Credit
Consolidate Debt TODAY into one easy payment!
Our Eagle Line of Credit gives you the ability to borrow up to $15,000 to consolidate debt, take a vacation or for what you need when you need it at your convenience.
The Eagle Line of Credit is a self-managed loan...on your terms.
Apply Now and get an answer in minutes!
You can access your money at the ATM, thru Online Banking, with PAT24 bank by phone, write a check or call us at
413-733-2800. The Pioneer Valley Eagle Line of Credit can get you the cash you need today!
Personal Loans- Fixed amount loan based on your credit profile. Borrow up to $15,000 to consolidate debt and much more!
Overdraft Line of Credit- Automatically funds your checking account to help you avoid costly overdraft charges and embarrassing situations.
Share Secured Loan- Use your share account as collateral with a lower interest rate. We give you the choice and flexibility of payment options.
Share Certificate Secured Loan- Use your Share Certificate for collateral and have up to the maturity date to repay.
Student Loans- Pioneer Valley Credit Union offers Student Loans for every stage of your life. With Student Loan options for our members attending college, members with children attending college and consolidation options for graduates we have you covered. Click here for more information.
Apply for a Loan Now! View Rates
Get an answer in minutes with our 24 hour online loan center!
Heat Loan Solutions
0% Mass Save HEAT Loan for Energy Efficient Upgrades!
Winter, spring, summer or fall we have energy loans for it all. PVCU has partnered with the Mass Save HEAT Loan Program to offer 0% loans for energy efficient upgrades. You can borrow up to $15,000 to make improvements on your home. Energy efficiency improvements eligible for the 0% Mass Save HEAT Loan Program includes:
•Attic, Wall, and Basement Insulation
•High Efficiency Heating Systems
•High Efficiency Domestic Hot Water Systems
•Solar Hot Water Systems
•7-Day Digital Programmable Thermostats
•ENERGY STAR® Qualified Replacement Windows
This program is offered year round for those who qualify. Speak with a Loan Representative for details.
Pay your Home Heating Bill with the PVCU Heat Loan
Having trouble paying your home heating bill? Call us…we can help you pay your home heating bill! Get a PVCU Heat Loan with a special rate of 3.99%APR*. The PVCU Heat Loan is designed to help you get through the winter with ease and is available annually from September thru March.
*APR is Annual Percentage Rate