Real Estate Loans

Invest in your future with a PVCU Home Loan!

Whether you're purchasing, refinancing, or fixing up your home, Pioneer Valley Credit Union is here to help.

Get pre-qualified or discuss your options with one of our mortgage professionals.

Mortgage Solutions

Finance or refinance a mortgage with our great rates, low fees, and fast loan approval.

  • Repay up to 30 Years
  • FHA Financing
  • VA Financing
  • Second Homes
  • Reverse Mortgage
  • Down Payment Assistance Options Available

We make life easier for you!

Apply Now    View Rates

Home Equity Solutions

Fix, change, and rearrange... whether it's remodeling the kitchen, or installing a new deck to enjoy your newly landscaped yard we are here to help. Our Home Equity services are designed to give your home a fresh look while helping to increase the value of your property.

Fixed Home Equity Loans

Let your home work for you. Borrow up to 80% of your home value and have up to 20 years to repay with no closing costs***.

Home Equity Line of Credit

  • No Closing Costs***
  • 80% Loan to Value
  • 10 Year Repayment Period
  • 10 Year Draw-Interest Only Payments
  • Prime Rate Minus .25% APR*

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Every time I walk into my new house, which was made possible by the Mortgage Team at PVCU, I am thankful for being taken care of like family by my Credit Union.

— Michelle G., Member Since 2008

*APR is Annual Percentage Rate.