Home Equity Line of Credit Special

Seasons change and we at Pioneer Valley Credit Union know that means preparing to make home improvements can be costly. With a rate as low as 1.900% APR* it can make paying for home projects more affordable. Contact us at 413-733-2800 to ask a representative how you can take advantage of this special offer while making the equity in your home work for you.   

  • No Closing Costs**
  • 80% Loan to Value
  • 10 Year Repayment Period
  • 10 Year Draw-Interest Only Payments
  • Prime Rate Minus .25% APR*

Home Equity Rates


*APR=Annual Percentage Rate. The 1.900% rate is an introductory 12 month rate. After the introductory 12 month rate period, the rate will vary based on the highest prime rate published in the Wall Street Journal minus .25% with a floor rate of 3.00% APR and a maximum rate of 18% APR. Homeowners insurance is required. **No closing costs. If your loan is paid off within the first three years of the closing date, you will reimburse the Credit Union for amounts paid on your behalf.  Additional terms and conditions apply. All rates are subject to change at any time without notice.