Home Equity Line of Credit Special

Your needs change and Pioneer Valley Credit Union is here to help you meet those needs, whether it's making home improvements, paying for school tuition or paying off high credit card balances. With our Home Equity Line-of-Credit and a rate as low as 1.90% APR* should make managing your life needs more affordable. Contact us at 413-733-2800 ext. 3 to ask a loan representative about our special offer and ask how the equity in your home work can work for you.   

  • No Closing Costs**
  • 80% Loan to Value
  • 10 Year Repayment Period
  • 10 Year Draw-Interest Only Payments
  • Prime Rate Minus .25% APR*

Home Equity Rates


*APR=Annual Percentage Rate. The 1.90% rate is an introductory 12 month rate. After the introductory 12 month rate period, the rate will vary based on the highest prime rate published in the Wall Street Journal minus .25% with a floor rate of 3.00% APR and a maximum rate of 18% APR. Homeowners insurance is required. **No closing costs. If your loan is paid off within the first three years of the closing date, you will reimburse the Credit Union for amounts paid on your behalf.  Additional terms and conditions apply. All rates are subject to change at any time without notice.