A true gift of life is an education. With the rising costs associated with higher education, tuition, room and board, Pioneer Valley Credit Union offers solutions to help your family reach your education savings goals.

A Coverdell Education Savings Account (CESA) allows you to easily start saving for their higher education expenses! 

• Contributions are tax deferred*
• Flexibility and control
• Easy application process

Start saving for your child's education by opening your Coverdell Education Saving Account. To start, click the button below.

• Select "Personal", your eligibility, and click the plus icon next to "Required Products".
• Scroll down to "Available Products" and click the "IRA" selection to open your account!

OPEN AN ACCOUNT

A Uniform Transfers to Minors Act Account (UTMA Account) is a custodial account for transfers through inheritance. UTMA Accounts can be useful for members who are interested in gifting assets to minors such as securities or real estate*.

Start saving for your child's future by opening your UTMA Account. To start, click the button below.

• Select "Youth and Fiduciary", scroll down to "UTMA" add your applicant roles, select "Continue" and click the plus icon next to "Required Products".
• Scroll down to "Available Products" and click the "IRA" selection to open your account!

Open an Account Learn More About Fiduciary Accounts

Pioneer Valley Credit Union values and encourages member education. Learn more about the many options we offer that best suits your unique financial situation.

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*We cannot provide legal, tax or estate planning advice; refer to your tax consultant or advisor.